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Do you know of a good health insurance plan?

Need information or advice about insurance, then post your query here!

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Do you know of a good health insurance plan?

Postby moorcal » Wed, 04 Jun 2008 02:23:53 -0500

I need to find a plan that is affordable outside a group plan or is there a group plan available to me? I do not want the discount card type of plan I want an actual insurance policy accepted by many doctors and hospitals. 80/20 coverage is great with annual deductible choices.
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Re: Do you know of a good health insurance plan?

Postby cezal » Sat, 07 Jun 2008 12:33:30 -0500

Hello. Your best option is to find a reputable broker in your area with at least 10 years of experience. UHC, B. Cross, Humana and Aetna are four of the major carriers and should be competitive.

Stay away from "value" and "saver" plans, as they tend to be stripped down.

I hope this helps.
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Re: Do you know of a good health insurance plan?

Postby frederic.spuin » Tue, 24 Jun 2008 04:17:29 -0500

Cezal is right I have also read an article on Business Week about insurance providers which tend to provide low covers in certain circumstances.
http://www.businessweek.com/magazine/content/08_20/b4084041503239.htm
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Re: Do you know of a good health insurance plan?

Postby thadangel » Tue, 07 May 2013 01:57:05 -0500

Individuals who may need to include other members of their family on their student insurance plan may seek a plan that has dependent coverage. This is ideal for individuals who are students but have dependents, such as children and a spouse. In many insurance plans for students, a spouse is covered under student insurance plans even if they are not currently enrolled in college. Parents who are purchasing student health insurance for their children may not wish to do so if the child is covered by their current health insurance plan, and there are no problems with the benefits, costs and coverage included with this plan.
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