The International Student Forum

If you're looking for insurance it's not too late!

Need information or advice about insurance, then post your query here!

Moderators: JChaim, Annemarie

Forum rules
Our rules are simple:
- Spam will not be tolerated
- Never use abusive or offensive language
- ABSOLUTELY NO marketing or promotional links allowed

PLEASE NOTE THIS REGARDING MARKETING OR LINKS
All links posted in our forums are "nofollow" and carry no search engine weight.

If you wish to advertise or promote a service you offer to international students, please see the appropriate forum for Advertising/ Promotion. It's very simple, fail to adhere to these guidelines and you will be banned and removed - your are only wasting our time and your time!

If you're looking for insurance it's not too late!

Postby Pam Godbee » Mon, 18 Dec 2006 02:51:43 -0500

Although school is ending this semester, the spring semester is coming up in a just a few weeks. Have you looked into getting insurance? Or do you think your schools? plan is too expensive? Well, as an international student or study abroad student you have a few options to work with. There are quite a few plans out there but not all plans will meet your schools? requirements. So, before you purchase you need to make sure you read all the benefits and exclusions.

There are a couple plans that I have found to be relatively inexpensive and will meet most school?s requirements. They are the Student Secure plan and the Atlas America plan. I would recommend the Student Secure for while you are a full-time student. I would then recommend the Atlas America plan for while you are on OPT or for a short-term plan option. Both of these plans you can purchase on a month-to-month basis.

You can view Student Secure here: http://www.internationalstudentinsurance.com/student_secure_international/

You can view Atlas America here:
http://www.internationalstudentinsurance.com/atlas_america/

If you have any questions, please feel free to contact me: pgodbee@internationalstudent.com
Pam Godbee
 

Waiving your school insurance plan

Postby StudentGuru » Tue, 19 Dec 2006 04:43:20 -0500

Hey Pam, thats some pretty good information about getting a good low cost health insurance plan - I wonder if you were able to find out any information about how students can waive from their schools plans? Do you know if this is easy to do? What generally do students need to do?

I see you recommend the Student Secure plan as an option for students - how much will this be on average for students?

Thanks
Get social and join in the fun:

Follow us on Twitter - http://twitter.com/intstudent
Comment on my blog - http://blog.internationalstudent.com
Become a Facebook Fan - http://www.facebook.com/internationalstudent
User avatar
StudentGuru
International Guru
 
Posts: 324
Joined: Mon, 03 Mar 2003 09:29:33 -0500
Website: http://www.internationalstudent.com

Re: Waiving your school Insurance plan

Postby Pam Godbee » Tue, 19 Dec 2006 10:16:59 -0500

Generally, schools will allow their International students to waive out of the school's insurance plan. However, in some cases the school will require the student to purchase their plan. And in this case there is no way to waive out of it.

But, if your school will allow you the option to waive out, then the process is usually quite simple. I would recommend either searching online for the complicance form through your school's website or contacting the international student office. Next, you will want to do some research and find a plan that you think will meet the compliance form requirements. I know insurance plans can be quite overwhelming at times. So, I would advise calling the company and going over the requirements with them before you purchase the plan. In most cases, they will more than likely be familiar with your school.

As I mentioned before, the Student Secure and Atlas America will usually meet schools' requirements. However, if they don't and you've already purchased the plan then you will receive a full refund if you cancel before the effective date of the plan.

Student Secure will cost on average $46 per month. Atlas America will cost on average $42 per month.
Pam Godbee
 

thank you

Postby rudytoo77 » Thu, 21 Dec 2006 02:29:21 -0500

Thank you for the good idea for health insurance. In France, we do not have a worry about it, but it's very important in America. I use internationalstudentinsurance and they are good at helping.
rudytoo77
 
Posts: 7
Joined: Thu, 21 Dec 2006 02:10:10 -0500

Re: If you're looking for insurance it's not too late!

Postby bilal55 » Thu, 08 May 2008 01:19:57 -0500

i have checked international student insurance website.How can they provide insurance without checking the students medical record.?? and infact without confirming whether the person applying for insurance is really a student ??
bilal55
 
Posts: 2
Joined: Thu, 08 May 2008 12:43:32 -0500

Re: If you're looking for insurance it's not too late!

Postby StudentGuru » Fri, 09 May 2008 07:38:14 -0500

Bilal 55,

Most of the student plans that are available on the market are called "guaranteed issue" insurance plans. They will be issued to an individual immediately without the need for medical underwriting or review from an underwriter. Most of these plans do not cover pre-existing conditions, or will do only after a waiting period.

To confirm you are a student, most plans will ask for your I-20 when you make a claim if they believe you not to be a student. So they can check at anytime and can request this information to make sure you are a student.

I hope this helps
Get social and join in the fun:

Follow us on Twitter - http://twitter.com/intstudent
Comment on my blog - http://blog.internationalstudent.com
Become a Facebook Fan - http://www.facebook.com/internationalstudent
User avatar
StudentGuru
International Guru
 
Posts: 324
Joined: Mon, 03 Mar 2003 09:29:33 -0500
Website: http://www.internationalstudent.com

Re: If you're looking for insurance it's not too late!

Postby thadangel » Tue, 07 May 2013 01:52:38 -0500

To qualify for student health insurance, a student must first be in college and at least 17 years old. They must be enrolled in some classes, whether they are non-traditional online classes, or enrolled as a part-time student or a full-time student. Students that are foreign exchange students and are citizens of the United States may be covered by this insurance. This typically applies to students fitting these criteria that are studying abroad but enrolled in a school that is based or headquartered in the United States. Students that are taking classes within the United States but are not United States citizens are not covered by this insurance.


buy followers
thadangel
 
Posts: 3
Joined: Tue, 07 May 2013 01:40:31 -0500

It is Not late

Postby Danielciara » Tue, 03 Sep 2013 04:15:38 -0500

Insurance has many benefits some of them are as follows -
Risk Cover
Planning for life stage needs
Protection against rising health expenses
Builds the habit of thrift
Safe and profitable long-term investment
Assured income through annuities
Protection plus savings over a long term
Growth through dividends
Facility of loans without affecting the policy benefits
Tax Benefits
Mortgage Redemption

Having such benefits think Is it late to enjoy the insurance policies like Health, TPD, Home, Income protection insurance and many more through - http://www.tradecoverwa.com/permanent-disablement.html
Danielciara
 
Posts: 5
Joined: Mon, 08 Jul 2013 09:09:14 -0500
Website: http://www.tradecoverwa.com/contact.html
Location: Australia,Perth

Re: If you're looking for insurance it's not too late!

Postby gianegizelle » Sun, 15 Sep 2013 02:22:39 -0500

To qualify for student health insurance, he/she must first be in college and at least 17 years old, must be enrolled in some classes, whether enrolled as a part-time student or a full-time student. Students that are foreign exchange students and are citizens of the United States may be covered by this insurance however students that are taking classes within the United States but are not citizens are not covered by this insurance.
gianegizelle
 
Posts: 18
Joined: Sat, 14 Sep 2013 03:50:25 -0500


Return to “%s” Student Insurance

Who is online

Users browsing this forum: No registered users and 2 guests

cron